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The Easier, Smarter Way to Invest in Real Estate

Stoa is a fintech company dedicated to improving the process of buying, renovating, and managing real estate investments. We keep your business growing in any market conditions.

I'M A FIX-AND-FLIP INVESTOR
I'M AN INSTITUTIONAL BUYER
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Stoa Open Markets

Markets We Serve

We’re currently in 31 counties across the United States and always opening new markets. Learn more about our specific locations and property qualifications.

Qualify My Property

A Better, Faster Way

Finance Smarter

Access fast, 7% asset-based lending with no points.

Close Faster

Close on your flip quickly after renovations are complete.

No Surprises

We provide a full scope of work for your renovation, and you already have a buyer.

How It Works

The Property

Find and submit a qualifying single-family house.
What Qualifies?

The Offer

We make an offer to finance the home purchase and renovation, along with a contract to purchase when complete. ​
Low-Rate Loans

The Scope Of Work

We provide a detailed scope of work for the renovations after an inspection.
View Sample

The Closing

We buy the home at the agreed price within days of renovation completion.
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Why Investors Love Working with Stoa

"Stoa keeps more of my money liquid, which lets me fix and flip deals faster. They fund the deal and send a cash offer for when I’m done fixing it. Working with Stoa is a no brainer."
Dan Bradley
Dan Bradley Real Estate Investor
“Stoa has been a godsend. I get industry-leading rates, proactive communication, and almost immediate support while on-site doing renovations. But the best part is having an upfront buyer — no hassles or worrying. I’m already looking forward to my next deal.”
Julie Magill
Julie MagillJalexian Enterprises, LLC
“I’m an experienced real estate investor and do a lot of deals, so efficiency is important. Stoa funds quickly, their scopes of work are easy to understand, and I get renovation questions answered fast. The whole process took less than six weeks from start to finish.”
RJ Nunez
RJ NunezT&R Homes, LLC
“Partnering with Stoa makes my fix-and-flip deals rewarding, not risky. They do more than just finance and purchase the homes. When my company was just starting and looking to scale quickly, the Stoa team gave support and expertise every step of the way.”
Maurice Cardwell
Maurice CardwellML Capital Realty Developers Inc.
"With Stoa, there’s really no risk. I’m making a boatload of money, and I plan to continue."
Randy Bateman
Randy BatemanReal Estate Investor
“Stoa takes out the uncertainty of selling on the market. It’s just been great.”
Cesar Yepes
Cesar YepesReal Estate Investor
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See All Resources

Investor Resources

Meet Stoa: Faster Cash, Growth & Scale for Your Fix-And-Flip Business

Fast, low-rate loans. An upfront sales contract. Ultra-fast closings. Learn how Stoa makes this possible.

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A Guide to Renovating Your Flip Homes Faster

Renovating a single-family house can be a huge pain. Get best practices and tips for an easier, faster renovation process.

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An Easy Checklist for Your Fix-and-Flip Scope of Work

Use this checklist to work from the same, fully defined scope as your contractor (and avoid unnecessary risk).

Read More

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