STOA in Arizona

Q: COUNTY 1

Located in select counties: Broward, Charlotte, Clay, Duval, Hernando, Hillsborough, Lake Manatee, Miami-Dade, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Saint John, Sarasota, Seminole, and Volusia. ARV exceptions: ARV up to $500,000 - Miami (all counties) ARV up to $450,000 - Tampa area (Hernando, Hillsborough, Pasco, and Pinellas counties)

Q: COUNTY 2

Located in select counties: Johnson, Leavenworth, Miami, and Wyandotte. ARV exceptions: ARV up to $400,000 - Leavenworth, Miami, and Wyandotte counties

Q: COUNTY 3

Located in select counties: Alamance, Cabarrus, Cumberland, Durham, Forsyth, Guilford, Gaston, Hoke, Mecklenburg, Orange, Union, and Wake.

From Scottsdale to Chandler, the downtowns or suburbs of Maricopa County—find out what your fix-and-flip qualifies for in the Greater Phoenix Area.

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Before you review the qualifications checklist, see if your home’s ARV meets our state exceptions.

Maricopa County—ARV up to $460,000
Anthem, Queen Creek, and Tempe—ARV up to $500,000
Gilbert, Chandler, and Scottsdale—ARV up to $550,000

COUNTY 1

Located in select counties:

Broward, Charlotte, Clay, Duval, Hernando, Hillsborough, Lake Manatee, Miami-Dade, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Saint John, Sarasota, Seminole, and Volusia.

ARV exceptions:

ARV up to $500,000 - Miami (all counties)
ARV up to $450,000 - Tampa area (Hernando, Hillsborough, Pasco, and Pinellas counties)

COUNTY 2

Located in select counties:

Johnson, Leavenworth, Miami, and Wyandotte.

ARV exceptions:

ARV up to $400,000 - Leavenworth, Miami, and Wyandotte counties

COUNTY 3

Located in select counties:

Alamance, Cabarrus, Cumberland, Durham, Forsyth, Guilford, Gaston, Hoke, Mecklenburg, Orange, Union, and Wake.

AZ Stats

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Stat 1

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Stat 2

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Stat 3

Fix-and-Flip Qualifications Checklist

Single-family, detached house
Either 3 or 4 bedrooms post-renovation
Minimum 1.75 bathrooms
Built after 1950
1,200 – 3,000 square feet
Less than .5 acres of land
Not in a 55+ community
No solar panels (can be removed)
No properties with accessory dwelling units (ADUs)
No new construction
No septic in Phoenix
Parking must have at least 1 space in a carport or garage

Why Investors Love Working with Stoa

"Stoa keeps more of my money liquid, which lets me fix and flip deals faster. They fund the deal and send a cash offer for when I’m done fixing it. Working with Stoa is a no brainer."

“Stoa has been a godsend. I get industry-leading rates, proactive communication, and almost immediate support while on-site doing renovations. But the best part is having an upfront buyer — no hassles or worrying. I’m already looking forward to my next deal.”

“I’m an experienced real estate investor and do a lot of deals, so efficiency is important. Stoa funds quickly, their scopes of work are easy to understand, and I get renovation questions answered fast. The whole process took less than six weeks from start to finish.”

“Partnering with Stoa makes my fix-and-flip deals rewarding, not risky. They do more than just finance and purchase the homes. When my company was just starting and looking to scale quickly, the Stoa team gave support and expertise every step of the way.”