WHO STOA IS FOR
Smarter Fix-and-Flip Transactions, Powered by Technology
Investors work with Stoa to minimize their risk, accelerate their deals, and make more money.
Consider a partnership with Stoa if:
You fix and flip at least four properties each year.
You invest in single-family houses that are in our buy box and open counties.
You want to scale your business with easier access to cash, faster closings, and minimal risk.


STOA FOR FUNDS
Stoa also works with institutional investors.
If you want access to fully renovated, rent-ready properties, let’s talk about what Stoa can offer you.
Fund & Sell Program
How to Qualify a Property
To be eligible, your investment property must meet the following criteria:

Home Specs
- Single-family, detached residence (no condos, townhomes, or mobile
or manufactured homes) - 3 or 4 bedrooms post-renovation / 1.75 bath
- Solar panels must be removed during renovation

Property Size
- Between 1,200 and 3,000 square feet
- Less than .5 acres

Additional details
- Built after 1950
- No 55+ communities
- No new construction and no accessory dwelling units (ADUs)
- No septic in Phoenix and Kansas City
- At least 1 parking space in a carport or garage
- ARV up to $410,000 for most locations
Our Locations
Open counties:
Maricopa
ARV exceptions:
- ARV up to $460,000: Maricopa County
- ARV up to $500,000: Anthem, Queen Creek, and Tempe
- ARV up to $550,000: Gilbert, Chandler, and Scottsdale
Open counties:
Johnson
ARV exceptions:
ARV up to $375,000:
All counties
Open counties:
Clay and Duval
Open counties:
Cass, Clay, Jackson, Jefferson, and Platte
ARV exceptions:
ARV up to $375,000:
All counties
Open counties:
Carroll, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Henry, Newton, Paulding, Rockdale, and Walton
Open counties:
Brazoria, Fort Bend, Galveston, Guadalupe, Harris, and Montgomery
Located in select counties:
Maricopa, Pima*, and Pinal.
*Cities of Marana, Oro Valley, Sahuarita, Tucson, and Vail only
ARV exceptions:
- ARV up to $450,000 - Oro Valley
- ARV up to $460,000 - Maricopa County
- ARV up to $500,00 - Anthem, Queen Creek, and Tempe
- ARV up to $550,000 - Gilbert and Chandler
- ARV up to $600,000 - Scottsdale
- ARV must be built in 1990 or newer - Pima County homes
Located in select counties:
Broward, Charlotte, Clay, Duval, Hernando, Hillsborough, Lake Manatee, Miami-Dade, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Saint John, Sarasota, Seminole, and Volusia.
ARV exceptions:
- ARV up to $500,000 - Miami (all counties)
- ARV up to $450,000 - Tampa area (Hernando, Hillsborough, Pasco, and Pinellas counties)
Located in select counties:
Carroll, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Henry, Newton, Paulding, Rockdale, and Walton.
Located in select counties:
Boone, Hamilton, Hancock, Hendricks, Johnson, Marion, and Morgan.
Located in select counties:
Johnson, Leavenworth, Miami, and Wyandotte.
ARV exceptions:
ARV up to $400,000 - Leavenworth, Miami, and Wyandotte counties
Located in select counties:
Boone, Campbell, and Kenton.
ARV exceptions:
- ARV up to $350,000 - Boone, Campbell, and Kenton counties
Located in select counties:
Cass, Clay, Clinton, Franklin, Jackson, Jefferson, Lafayette, Lincoln, Platte, Ray, St. Charles, St. Louis, and St. Louis City.
ARV exceptions:
- ARV up to $350,000 - Cass, Clinton, Franklin, Jefferson, Lafayette, Lincoln, and Ray counties
- ARV up to $400,000 - Clay, Jackson, Platte, St. Charles, and St. Louis City counties
Located in select counties:
Alamance, Cabarrus, Cumberland, Durham, Forsyth, Guilford, Gaston, Hoke, Mecklenburg, Orange, Union, and Wake.
Located in select counties:
Butler, Clermont, Cuyahoga, Delaware, Fairfield, Franklin, Hamilton, Lake, Licking, Lorain, Lucas, Medina, Pickaway, Portage, Stark, Summit, Union, Warren, and Wood.
ARV exceptions:
- ARV up to $300,000 - Cuyahoga, Lake, Lorain, Medina counties
- ARV up to $350,000 - Butler, Clermont, Fairfield, Franklin, Hamilton, Lucas, Pickaway, Portage, Stark, Summit, Warren, and Wood counties
- ARV up to $400,000 - Licking and Union counties
Located in select counties:
Berkeley, Charleston, Dorchester, Greenville,Richland, Lexington, Lancaster, Spartanburg, and York.
ARV exceptions:
- ARV up to $350,000 - Greenville and Spartanburg counties
Located in select counties:
Cheatham, Davidson, Dickson, Fayette, Maury, Montgomery, Robertson, Rutherford, Shelby, Sumner, Shelby, Tipton, Williamson, Wilson
ARV exceptions:
- ARV up to $450,000 - Davidson, Maury, Sumner & Williamson Counties
- ARV up to $350,000 - Montgomery County
Located in select counties:
Bexar, Brazoria**, Collin, Comal, Dallas, Denton, Ellis, Fort Bend, Galveston***, Guadalupe, Harris, Hays, Kaufman, Montgomery, Parker, Rockwall, Tarrant, Travis, and Williamson.
**City of Pearland only
***Cities of Dickinson, Friendswood, La Marque, League City, and Texas City only
ARV exceptions:
- ARV up to $500,000 - Austin (all counties)
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